Specialist / Senior Underwriting - SME Credit Underwriting

'• To lead and manage their team to underwrite credit proposals for SME clients with total credit exposure with reference to the DOA, clients are underwritten by using Formula lending formats.
• To co-establish and co-manage guidelines and strategies for SME Credit to achieve ttb’s designated targets for good quality new business & revenue growth, credit cost control, turnaround times & customer service, while maintaining the quality and efficiency of new customer credit bookings through balancing fraud & NPL prevention with the need to provide fast and customer focussed decision making.
• Assist Team Head in implementing action plans with regards to bank strategies
• Recommend on the revision of related policies/ guidelines on a regular basis to ensure compliancy with laws and regulations and portfolio quality
• Work collaboration based on ttb Culture
• Responsible for team performance achievement based on value chain target
• Assist Team Head in set-up individual plan for self-improvement
• Coach team members on credit consideration and decision in compliance with related underwriting policies
• Recommend for relevant actions on credit approval process to improve Underwriter efficiency
• Contribute to the implementation of related credit approval systems
• Provide credit decision in relation to the designated delegation of authority
• Engage in improving underwriters’ credit skill and knowledge

Qualifications:

'-Bachelor’s degree in Finance, Accounting, Economics , Business Administration or other related fields.
- Minimum 7 years’ experience in Underwriting, Debt Restructuring and / or Front office experience in banking or finance institutions.
- Independent & sound decision maker, energetic and self driven, being able to work to a high standard under pressure and willing to learn attitude.
- Strong credit and analytical skills with established experience in various industries, banking products.
- Good Communication, Negotiation, and Presentation skills
- Good command of Spoken & Written English