PA Care in Car

Coverage and benefits

Coverage	Sum Insured (Baht)
Coverage	Silver	Silver Plus	Gold	Gold Plus	Platinum	Platinum Plus
Coverage for the insured
1. Coverage for loss of life, dismemberment, loss of sight or total permanent disability
General accidents including homicide and body assault (excluding accident while riding or traveling on a motorcycle)	200,000		500,000		1,000,000
Perils from terrorism	-		100,000		100,000
Accident while riding or traveling on a motorcycle	100,000		200,000		200,000
2. Maximum medical expense per each accident	20,000		30,000		40,000
3. Daily income compensation while hospitalized as a result of accident (not exceeding 365 days)
Standard patient room in local hospitals	-	300	-	500	-	1,000
ICU/CCU room in local hospitals	-	600	-	1,000	-	2,000
Standard patient room in overseas hospitals	-	600	-	1,000	-	2,000
4. Loss of life or total permanent disability caused by driving or traveling in private car (additional coverage from No. 1)	200,000		500,000		1,000,000
Accident coverage for passengers in the car driven by the insured
Loss of life or total permanent disability (for each passenger up to 4 passengers throughout the insurance term)	100,000
Insurance Term	Premium including Tax and Duty Stamps (Baht)
1 year	-	-	1,885	2,145	2,930	3,450
2 years	1,830	2,125	3,620	4,115	5,630	6,625
3 years	2,685	3,125	5,315	6,045	8,260	9,730

Terms and conditions

Insurance Documents

Basic Rights

Download E-Brochure (PDF File)

The Insured’s qualifications

The insured must be 18 – 60 years old on the insurance purchase date (renewable up to the age of 64) or purchase insurance for the first time.
The insured must be in good health without any physical disability.
Single premium payment.
This insurance plan does not include high-risk occupations such as construction workers, motorcycle taxi riders, document messengers, passenger car drivers, electricians, sawmill workers, metal-cutting workers – metal welders, firemen, fishing crews, emergency rescuers, guards, miners, petroleum or natural gas drilling workers, extreme sport athletes, professional athletes, election campaigners, politicians or other occupations of compatible risks.

Conclusion of Coverage Conditions and Exclusions

Suicide, suicide attempts or self-inflicted injuries, miscarriage, brawls.
Actions of the insured while under the influence of alcohol or addictive substances, crimes, boarding or disembarking aircrafts that are not registered for transporting passengers and are not operated by commercial airlines.
War, rebellions, strikes, chaos, revolution, terrorism and others in accordance with the Exclusion Clauses specified in PA Uenjai.
Buyers should study details of the coverage and conditions prior to making decisions to take out insurance.
Coverage conditions are as specified in the insurance policy.

Insured by

Thanachart Insurance Public Co., Ltd.
TMBThanachart Bank Public Co., Ltd. acts only as a non-life insurance broker and is liable only as a broker.

Frequently asked questions

What are the advantages and benefits provided by PA care in car?

answer : PA care in car is a personal accident insurance that provides more benefits to car users than general accident insurance plans. In the event that the insured got an accident while being in the private car, the sum insured will be doubled. The coverage is also extended to 4 passengers in case of death from accident while being in the private car driven by the insured.

What does a private car refer to?

answer : It refers to a privately-owned car and pick-up truck not for hiring or public transportation purpose and there is no need to indicate plate number.

If there are more than 4 passengers traveling in the insured’s car, how will they get covered?

answer : The coverage will be provided proportionately based on the coverage amount but not exceeding 400,000 Baht.

What is the coverage age for PA care in car?

answer : Between 18 – 60 years on the date of the taking out insurance for the first time, to be renewable up to 64 years old.

Is health check-up required?

answer : No. Only health declaration is needed.

Where can I get medical treatment under this insurance?

answer : You can get treatment at every hospital and medical clinic without having to advance payment in case of treatment at a network hospital. Only show your PA Card in order when receiving treatment.

Where can I check the list of accident insurance network hospitals?

answer : You can check the list of more than 300 network hospitals by visiting www.thanachartinsurance.co.th or line official account “Thanachart Insurance.”

Product highlights

Double Protection

Extended Coverage

Lessen the burden of medical expense for every accident

Income compensation

No advance payment for medical expense

No health check-up

Coverage and benefits

Terms and conditions

Frequently asked questions