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Cash Your Home
Special interest at the average rate of 5.73% over the first 3 years.
ttb cash your home is a multi-purpose loan available for owners of houses / condominiums which are either freehold or not fully paid and want to convert them into cash in order to handle huge expenses. The loan can be used for consolidating high-interest debts to obtain lower interest, tapping new investment opportunities, increasing business cashflow, opening new shops, renovating your home or covering household expenses. With higher loan amount and lower interest than general personal loans, ttb cash your home allows for comfortable monthly payments and more flexibility in your life journey.
Product Highlight
ttb cash your home offers versatile options to meet customer requirements
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- Customers who own lien-free houses or condominiums.
- Customers who are still repaying cash your home with other banks or financial institutions can apply for refinancing cash you home.
- Customers who are still repaying mortgage loans with other banks or financial institutions can simultaneously apply for ttb home loan refinance and apply for home loan top up by cash your home.
- Existing ttb home loan or ttb cash your home customers can apply for home loan top up by cash your home.
Free! Get more worthwhile benefits
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- Free! Fire insurance premium (approximately 1,000 Baht per year per 1 million Baht worth of home price).
- Free! Collateral appraisal fee.
- Free! Mortgage fee (1% of the loan amount up to 200,000 Baht – available only for customers who opt for interest rate with free mortgage category) when applying for ttb cash your home in conjunction with MRTA add-on product. ttb will be responsible for the mortgage fee as actually paid by the customer but not exceeding 1% of the loan amount or 200,000 Baht. The customer must make advance payment on the mortgage date and the Bank will transfer such amount into your ttb savings account within 7 business days. However, in the event the collateral has been redeemed and the loan is fully settled within the first 5 years from the date of entering into the Agreement, the Bank will collect this mortgage fee back from the customer.
If the interest rate without free mortgage is chosen, the customer will have to pay the mortgage fee to the Department of Land as normal.
Comfortable payment up to 30 years.
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Repayment period is subject to the Bank’s loan consideration conditions and the eligibility of each customer. Combined with the applicant’s age, the total repayment period shall not exceed 65 years. The actual repayment period as well as the details on the loan amount and installment payments shall be notified to the applicant after the loan has been approved. Other conditions shall be as specified by the Bank and are changeable with prior notice via the Bank’s channels. For further information, please contact any ttb branch or ttb contact center 1428.
Special! Choose “Debt Consolidation” program to alleviate interest burden
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Designed for home owners who wish to clear various types of debts by rolling them into one single amount. This program helps relieve interest burden and lower your monthly payment, thereby enabling you to clear your debts faster with a sufficient balance remaining to improve the liquidity in your life or your business.
New Offer! ttb cash your home cash card
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Single application to get either instant loan or ready cash with ttb cash your home cash card
- Withdraw cash easily with ttb cash your home cash card: Either cash withdrawal via ATM or cash transfer via ttb touch with comparatively lower interest rate of 0.63% per month.
- Interest is calculated daily based on actual use. No interest is charged unless you withdraw cash.
- Comfortable payment starting at only 1% of the withdrawn amount.
- You can put extra payment and withdraw the amount whenever you wish.
Application Details
General Information
Loan Amount:
Starting from 500,000 Baht to 15,000,000 Baht, but not exceeding 90% of the appraisal value.
- For home loan refinance applied together with Cash your Home: Maximum loan amount not exceeding 95% of the appraisal value.
- For new Cash your Home application: Maximum loan amount not exceeding 90% of the appraisal value.
- For refinancing cash your home from other bank to ttb: Maximum loan amount not exceeding 90% of the appraisal value.
Repayment Period:
Up to 30 years but not exceeding 65 years when combined with the borrower’s age (maximum repayment period is 30 years under the conditions specified by ttb).
Easy and Fast Approval:
ttb will notify you of the results within 5 – 7 business days after receiving complete supporting documents.
Interest Rate
Interest Rate of Cash Your Home
| ttb cash you home / refinance cash your home / cash your home top up | ||||||||
|---|---|---|---|---|---|---|---|---|
| Conditions | Options | Interest Rate (p.a.) | 3-year Average Interest Rate |
Effective Interest rate* |
Top-up Benefits | |||
| 1st Year | 2nd Year | 3rd Year | After 3rd Year | |||||
| Apply in conjunction with 3 add-on products |
1 | MRR-0.88% | MRR-0.63% | 6.50% | 6.66% | Free: Fire insurance premium |
||
| 2 (No mortgage fee) |
MRR-0.63% | MRR-0.63% | 6.75% | 6.75% | ||||
| Apply in conjunction with less than 3 add-on products |
3 | MRR+0.12% | MRR+0.37% | 7.50% | 7.66% | |||
Interest Rate of Cash Your Home [ download ]
Interest Rate of Cash Your Home for Payroll
| ttb cash you home / refinance cash your home / cash your home top up for Payroll | ||||||||
|---|---|---|---|---|---|---|---|---|
| Conditions | Options | Interest Rate (p.a.) | 3-year Average Interest Rate |
Effective Interest rate* |
Top-up Benefits | |||
| 1st Year | 2nd Year | 3rd Year | After 3rd Year | |||||
| Apply in conjunction with 3 add-on products |
1 | MRR-1.65% | 5.73% | 5.73% |
Free: Fire insurance premium |
|||
| 2 (No mortgage fee) |
MRR-1.40% | 5.98% | 5.98% | |||||
|
Apply in conjunction with less than 3 add-on products |
3 | MRR-0.65% | 6.73% | 6.73% | ||||
More Information
Eligibility
| Company employees / Government officials / State enterprise officers |
Self-employed Applicants |
|---|---|
| Receive salary via transfer into account with salary base of at least 15,000 Baht. |
Projected income at least 50,000 Baht per month. |
| Age between 20 – 60 years. | Age between 20 – 60 years. |
| At least 4 months’ employment period at the current job. | At least 2 years’ business operation in Thailand (from the date of registration). |
Application Documents:
Required documents for primary applicant / joint-applicant.
Regular employees / Government officials / State enterprise officers / Bank employees / Finance and securities employees
- Copy of national ID card.
- Copy of House Registration.
- Pay slip (latest month) or salary certificate issued within the past 2 months.
- Copy of bank statements for the past 6 months.
Self-employed Applicants / Business Owners
- Copy of national ID card.
- Copy of House Registration.
- Copy of bank statements showing business revolving funds for the past 6 months.
- Copy of Business License issued by relevant official agencies:
1. For company: Copy of Company Registration Certificate (issued within the past 3 months) and copy of the List of Shareholders (issued within the past 3 months).
2. For limited partnership: Copy of Partnership Registration Certificate (issued within the past 3 months).
3. For merchant: Copy of Commercial Registration Certificate / Business Registration Certificate. - Income and expense account (if any) for the past 6 months / financial statements / VAT Return Form (PP. 30) for the past 6 months.
Collateral
- Copy of all pages of Land Title Deeds or Certificate of Use (Nor Sor 3 Kor.) or Condominium Unit Title Document (Or Chor 2).
- Copy of Building Ownership Certificate or Residential Building Permit or Land Sales Contract (Thor Dor. 13) or Condominium Unit Sales and Purchase Contract (Or Chor 23).
Remark: Loan consideration shall be under the Bank’s discretion.
ขออภัย
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ขออภัย
ข้อมูลของคุณไม่สอดคล้องกับเงื่อนไขที่ธนาคารกำหนด จึงไม่สามารถสมัครสินเชื่อนี้ได้
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1.กรุงเทพฯ
2.นนทบุรี
3.ปทุมธานี
4.นครปฐม
5.สมุทรสาคร
6.สมุทรปราการ
7.ชลบุรี
8.ระยอง
9.อยุธยา
10.สระบุรี
11.นครสวรรค์
12.พิษณุโลก
13.เชียงใหม่
14.นครราชสีมา
15.อุบลราชธานี
16.ขอนแก่น
17.อุดรธานี
18.ราชบุรี
19.สุราษฎร์ธานี
20.นครศรีธรรมราช
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