Deposit Amount	Interest Calculation (with maximum bonus rate +0.30% per year)	Effective Interest Rate (per year)
1 million THB	(1,000,000*0.50%)/1,000,000	0.50%
5 million THB	(1,000,0000.50%)+(4,000,0001.60%)/5,000,000	1.38%
10 million THB	((1,000,0000.50%)+(4,000,0001.60%)+(5,000,000*1.90%))/10,000,000	1.64%
30 million THB	((1,000,0000.50%)+(4,000,0001.60%)+(25,000,000*1.90%))/30,000,000	1.81%
50 million THB	((1,000,0000.50%)+(4,000,0001.60%)+(25,000,0001.90%)+(20,000,0001.10%))/50,000,000	1.53%

Product details

No minimum requirement for initial or next deposit
One account per customer (individual or joint).
Cannot be used in conjunction with all types of debit card.
Unlimited transfers via ttb touch app (except for joint accounts).
Not available for ATM use, bill payments, or interbank transfers.
Cannot be used for direct debit or as a source account for automatic transfers
Available for funds transfer between ttb accounts via ttb touch application without limited times. In case of joint-account, it cannot be used for funds transfer but only for balance enquiry.
If the total withdrawal or transfer transactions via Branch Counter exceed 2 times per month (from the 3rd transaction onwards), the Bank will charge additional fee from the normal fee (if any) at the rate of 50 Baht per transaction.
Other ttb no fixed transaction fees apart from those waived to the Depositor shall be in accordance with the Bank’s fee rates announcement.

Choose from two convenient ways to open your account:

For more information, contact ttb contact center 1428 — available 24/7.

Interest is calculated daily and paid monthly.The bank pays interest on the last day of each month.

Receive normal interest rates based on deposit balance tiers for general customers:

Receive bonus interest of +0.30% (ttb no fixed account) in the following month when meeting any of these conditions:

Customer holds Diamond status in the current month, or
Customer has an average investment value of ≥ 5 million THB in any mutual fund types via ttb in the current month
- Bonus interest is calculated based on the average fund value:
  (NAV × number of units on allocation date) summed daily ÷ number of days in the month), or
Customer pays the first-year premium of a participating life insurance policy
- Minimum 500,000 THB per year per policy in the current month
- Bonus interest applies for up to 12 months
- Or: If the customer pays a cumulative first-year premium of at least 500,000 THB per year, bonus interest applies until the next annual premium due date
- The policy must be approved and past the free-look period
- Eligible life insurance products: ttb Songtor Wealth 99/5, ttb Happy Life Protect, ttb the Treasure Extra, ttb theTreasure Plus, ttb the Treasure Plan 2, ttb Ultimate Legacy 99/3, ttb Happy Retire 90

Receive bonus interest of +0.20% (ttb no fixed account) in the following month when:

In cases where a customer qualifies for more than one bonus condition, only the highest applicable bonus interest rate shall be granted.

Interest rates, terms, and conditions are subject to change in accordance with the Bank’s official announcements.

Details	ttb no fixed Account	Other Savings Account	Fixed Deposit (≤ 12 months)
High interest rate
No minimum for account open
withdrawals anytime with no fees
No annual fee if average monthly balance is below 20,000 THB

Click for account details