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ttb sme financial Lease

Financial lease is the type of credit limit to support your business by providing the option under the terms of the contract for lessee assets at the agreed price (Option price/Residual value) in the lease contract to extend the lease contract after expiration of contract upon company's consideration. It is suitable for juristic persons who want to gain more tax benefits due to the whole amount of lease payment is tax deductible expense.

  1. Preapprove hire purchase loans and able to draw down many times up to business needs within 12-month period without additional collateral
  2. Tax deduction benefit as monthly rental cost can submit for tax deduction, maximum of 36,000 THB / car / month
  1. Maximum financing up to 95% of the purchase price of the car
  2. Installation term up to 60-month period
  3. Flat rate interest rate
  4. Require at least 1 guarantor (authorized director or major shareholder), except case of the financing amount is less than or equal to 60%
  5. Require First class insurance and give the benefits to the Bank throughout the leasing agreement.
  • Juristic persons must be registered and have a business in Thailand
  • The business has been operating in Thailand more than 2 years
  • The business must have positive net profits in the past 3 years
  • Good repayment history. Must not be in debt to NPL nor been restructured.
  • Must not have a history of litigation

Remark: Other qualifications shall be as specified by the Bank.

Document Required

For Juristic Persons

  1. Company Certificate issued by the Ministry of Commerce together with business objectives
  2. List of Shareholders (Bor. Or. Jor. 5)
  3. Articles of Associations / Partnership Agreement
  4. Financial Statements and Auditor’s Report
  5. Internal Financial Statements or Value Added Tax Return Certificate (P.P. 30)
  6. Commercial documents such as A/R, A/P, Inventory Report, Bill Purchase
  7. Specific business license