external-popup-close

You are leaving the site
ttbbank.com to another website

Confirm

ttb the treasure

ttb the treasure

Plan your wealth, pass on a stable life

 

Product highlights

Build a solid wealth foundation

Get annual cash return of 8% of initial sum assured until age 87.

Pass assets on to your loved ones

Get cash lump sum up to 888% of initial sum assured upon maturity at the insured age 88.

Enjoy tax benefits

Money you receive as cash return is completely tax free.

High payout for those you leave behind

With death benefit up to 800% of initial sum assured. And up to 6,400% of initial sum assured in case of accidental death.

Planning made easy

Pay premium only 8 years. No health check, No health questions.

Coverage and benefits

  • Get annual cash return of 8% of initial sum assured until age 87.
  • Get cash lump sum up to 888% of initial sum assured upon maturity at the insured age 88.
  • Death benefit up to 800% of initial sum assured and up to 6,400% of initial sum assured in case of accidental death. Death Benefit (receive only one category of death benefit).

 

Example of benefits

A father plans to build a financial asset for his 3-year-old son with The Treasure life insurance. He chooses a sum assured amount of THB 2 million.

Benefit details

Issue Age

1 month – 65 years

Coverage Period

Until age 88

Premium Payment Term

8 years

Sum Assured

Minimum: THB 200,000

Mode of Premium Payment

Annual

Annual Cash Return

  • Get annual cash return of 8% of initial sum assured until age 87.


Maturity Benefit

  • Get cash lump sum of 888% of initial sum assured upon maturity at the insured age 88.

Policy year

Death Benefit
(except from accidental death)
(% of initial sum assured)

Accidental Death Benefit
(% of initial sum assured)

1

100%

800%

2

200%

1600%

3

300%

2400%

4

400%

3200%

5

500%

4000%

6

600%

4800%

7

700%

5600%

8th Policy year onwards

800%

6400%

Terms and conditions

Required Application Documents
  1. A fully completed Application Form without Detailed Health Questions (GIO application) signed by the applicant.
  2. A copy of identification card, certified copy with an original signature.
  3. For Foreign Applicant, please provide a copy of passport, visa and a copy of work permit which is up to date with the latest information, including answer all the questions on Declaration Form for Non-Thai national.
  4. For the applicant with risk occupation and/or with greater than or equal to more than THB 2 million premium, please provide Customer Due Diligence Form
Note
  1. This product is a life insurance product not a bank deposit. For the maximum benefit from the policy, the policyholder should continuously pay the premium throughout the premium payment period as well as holding the policy contract until its maturity. In case the policy contract is terminated prior to its maturity, the applicant may not receive cash benefit in the amount equivalent to the maximum policy benefit he/she is entitled to, or in the amount equivalent to all the premium paid.
  2. The applicant should read, study, and understand the proposal before deciding to buy an insurance. Once receiving the policy contract, please read details, terms and conditions thoroughly.
  3. Only for applicants who are male aged 13 onwards or female aged 21 onwards: Premium paid for life insurance policies with coverage period of 10 years and above is entitled to personal income tax deduction up to the maximum of 100,000 Baht per year ,the premium of the 88/8 Accident rider is not eligible for tax deduction , according to the Department of Revenue’s regulations.
Underwritten by

TMBThanachart Bank Public Company Limited, in its capacity as the insurance broker, will facilitate the insurance transaction and premium payments only, while Prudential Life Assurance (Thailand) Public Company Limited will be responsible for providing the coverage and benefits as stated in the insurance contract.

Frequently asked questions