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ttb easy saver 15/9 (par)

ttb easy saver 15/9 (par)

Easy savings adding up to big money

 

Product highlights

Easy on your pocket

With premium starting at just THB 2,000 per month .Pay for only 9 years but get 15-year coverage period.

Annual cash return

Get annual cash return of 1% of sum assured from the 1st – 15th policy year.

A large lump sum at maturity

Get a large sum of money and opportunity to earn dividend (if any).

Tax deductible

Up to THB 100,000 per year according to the Revenue Department’s Regulations. Up to THB 100,000 per year according to the Revenue Department’s Regulations.

Coverage and benefits

Living Benefit

Annual cash return

  1. Receive annual cash return of 1% of sum assured from the 1st – 15th policy year.


Maturity Benefits

  1. Receive cash return of 210% of sum assured at the end of 15th policy year.
  2. Dividends are not guaranteed subject to the conditions, terms and dividend calculation methods which is based on investment returns after deducting company expenses, and company performance that the company considers allocating to the insured.


Death Benefit

Receive surrender value, or the total premiums paid, or a percentage of the sum assured, whichever is higher.

1st – 9th policy year
Receive 105% of sum assured
10th – 14th policy year
Receive 125% of sum assured
15th policy year
Receive 155% of sum assured

 

Example of benefits

Employee, Male age 25 years has taken up “ttb easy saver 15/9 (par)”. He selects a sum assured of THB 100,000 and pays THB 2,000 in monthly premium.

Benefit details

Issue Age

1 month – 65 years

Coverage Period

15 years

Premium Payment Term

9 years

Basic Sum Assured

Starting from THB 100,000

Premium

The same premium, irrespective of age and gender, The premium is dependent of the sum assured (subject to the company’s condition)

Mode of Premium Payment

Annual / Monthly

Annual cash return

Receive annual cash return of 1% of sum assured from the 1st – 15th policy year.

 

Maturity Benefits

  • Receive cash return of 210% of sum assured at the end of 15th policy year.
  • Dividends are not guaranteed subject to the conditions, terms and dividend calculation methods which is based on investment returns after deducting company expenses, and company performance that the company considers allocating to the insured.

Receive surrender value, or the total premiums paid, or a percentage of the sum assured, whichever is higher.

1st – 9th policy year

Receive 105% of sum assured

10th – 14th policy year

Receive 125% of sum assured

15th policy year

Receive 155% of sum assured

Terms and conditions

Required Application Documents
  1. A fully completed Application Form
    1.1 For total sum assured less than THB 500,000, please apply GIO Application Form.
    1.2 For total sum assured exceeds THB 100,000, please apply SIO Application Form.
  2. A copy of identification card, certified true with an original signature.
  3. For Foreign Applicant, please provides a copy of passport, visa and a copy of work permit which up to date with the latest information, including answer all the questions on Declaration Form for Non-Thai national.
  4. For the applicant with risk occupation and with premium greater than THB 60,000 or THB 3 million premium, please provide customer due diligence form.
Par Fund Information
Note
  1. This product is a life insurance product not a bank deposit. For the maximum benefit from the policy, the policyholder should continuously pay the premium throughout the premium payment period as well as holding the policy contract until its maturity. In case the policy contract is terminated prior to its maturity, the applicant may not receive cash benefit in the amount equivalent to the maximum policy benefit he/she is entitled to, or in the amount equivalent to all the premium paid.
  2. The applicant should read, study, and understand the proposal before deciding to buy an insurance. Once receiving the policy contract, please read details, terms and conditions thoroughly.
  3. Premium paid for life insurance policies with coverage period of 10 years and above is entitled to personal income tax deduction up to the maximum of 100,000 Baht per year according to the Department of Revenue’s regulations.
Underwritten by

TMBThanachart Bank Public Company Limited, in its capacity as the insurance broker, will facilitate the insurance transaction and premium payments only, while Prudential Life Assurance (Thailand) Public Company Limited will be responsible for providing the coverage and benefits as stated in the insurance contract.

Frequently asked questions